*{
    margin:0;
    padding:0;
    box-sizing:border-box;
}

html{
    scroll-behavior:smooth;
}

body{
    font-family:Arial, Helvetica, sans-serif;
    color:#333;
    background:#fff;
    line-height:1.7;
}

.container{
    width:90%;
    max-width:1200px;
    margin:auto;
}

header{
    background:linear-gradient(135deg,#0B3D91,#1E6DEB);
    color:white;
    text-align:center;
    padding:80px 20px;
}

.logo{
    width:180px;
    height:auto;
    display:block;
    margin:0 auto 20px;
}

h1{
    font-size:52px;
    margin-bottom:10px;
}

.tagline{
    font-size:28px;
    color:#D9ECFF;
    margin-bottom:20px;
    font-weight:300;
}

.hero-text{
    max-width:750px;
    margin:20px auto 40px;
    font-size:22px;
}

.button{
    display:inline-block;
    background:white;
    color:#0B3D91;
    padding:15px 30px;
    border-radius:6px;
    text-decoration:none;
    font-weight:bold;
    transition:.3s;
}

.button:hover{
    background:#e9f2ff;
}

section{
    padding:70px 0;
}

.grey{
    background:#f4f7fb;
}

h2{
    text-align:center;
    color:#0B3D91;
    margin-bottom:40px;
    font-size:36px;
}

.cards{
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(280px,1fr));
    gap:25px;
}

.card{
    background:white;
    padding:30px;
    border-radius:10px;
    box-shadow:0 6px 20px rgba(0,0,0,.08);
    transition:.3s;
}

.card:hover{
    transform:translateY(-6px);
}

.card h3{
    color:#0B3D91;
    margin-bottom:15px;
}

ul{
    list-style:none;
    max-width:700px;
    margin:auto;
}

ul li{
    padding:12px 0;
    font-size:18px;
}

footer{
    background:#0B3D91;
    color:white;
    text-align:center;
    padding:35px 20px;
}

footer p{
    margin:8px;
}

@media (max-width:768px){

    h1{
        font-size:36px;
    }

    h2{
        font-size:28px;
    }

    .hero-text{
        font-size:18px;
    }

    .logo{
        width:140px;
    }

}